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TERMS OF USE
"PLEASE READ CAREFULLY BEFORE USING THIS SITE"

Welcome to the easy-debt-consolidations.co.uk Website hosted by Easy-Debt-Consolidations (referred to herein as "we," "us," or "our") and its affiliated entities. By using this site, you acknowledge your agreement to these terms of use ("Terms of Use") set forth below. Please read the Terms of Use and, if you do not agree to them, do not use this site.

SERVICE GUIDELINES
Easy-Debt-Consolidations is a free national consumer oriented service that quickly and conveniently matches consumer borrowers with qualified lending professionals. Easy-Debt-Consolidations is not a financial institution, mortgage banker, or broker. We do not sell mortgage products to our customers. We do not endorse or recommend any specific kind of mortgage product or company.

We gather consumer contact and loan information via an online application and use this information to match borrowers with lenders. Submission of our online application constitutes acceptance to these terms of service and by doing so, the borrower waives all claims.

We use the information gathered through our online application to establish a borrower profile. This borrower profile is used to search our database of lenders to match the borrower with up to the four of the most appropriate lenders based on the borrower's individual financial situation. Once borrower and lender profiles are matched, the borrower's information is instantly transmitted to the lending professionals who will attempt to contact the borrower within one business day.

CHANGE OF TERMS OF USE
We reserve the right, at our discretion, to change, modify, add, or remove portions of these Terms of Use at any time. Please check these terms periodically for changes. Your continued use of this site following the posting of any changes will mean you accept those changes.

CONTENT LINKED TO THIS SITE
You should be aware that when you are on this site, you could be directed to other sites that are beyond our control. There are links to other sites from Easy-Debt-Consolidations site pages that take you outside of our service. For example, if you click on a banner advertisement or a search result, the click may take you off the Easy-Debt-Consolidations site. This includes links from lenders, brokers, advertisers, sponsors, and content partners that may use our logo(s) as part of a co-branding agreement. We reserve the right to disable links from third-party sites to the Easy-Debt-Consolidations site but we make no representations concerning the content of sites linked to our site and, consequently, we cannot be held responsible for the accuracy, relevancy, copyright compliance, legality, or nature of material contained linked to our site.

Easy-Debt-Consolidations NOT RESPONSIBLE FOR INFORMATION ON SITE; WAIVER OF LIABILITY
By use of the Easy-Debt-Consolidations site, you agree that Easy-Debt-Consolidations shall not be responsible or liable in any manner for any of the products, services, information or other materials (collectively, "Information") provided, displayed, made available or otherwise obtained by you as a result of your use of the Easy-Debt-Consolidations site including, without limitation, any loan recommendations or quotes, agent or broker referrals, applications, pre-qualifications, approvals or rejections, loan or interest rate analyses or any other results or proceeds from the use of this site or other sites linked to, or affiliated with, this site and you hereby irrevocably waive any claims against Easy-Debt-Consolidations arising out of your use of this site or other sites linked to, or affiliated with, this site. Nothing on this site is or shall be construed as an offer, acceptance, promise or other representation by Easy-Debt-Consolidations to make a specific loan or that any participating lender will make any loan for any particular purpose or on specific terms.

Under no circumstances shall Easy-Debt-Consolidations be liable to you or anyone else for any inaccuracies, errors or omissions, or delays with respect to any Information (or the transmission or delivery of all or any part thereof) provided, displayed, made available or otherwise obtained by you as a result of your use of the Easy-Debt-Consolidations site or any other sites linked to, or affiliated with, the Easy-Debt-Consolidations site or for claims, costs, losses or damages of any kind resulting or arising from the use of such Information and you hereby irrevocably waive any claims against Easy-Debt-Consolidations arising out of your use of this site or other sites linked to, or affiliated with, this site. You are entirely responsible for independently verifying and approving the results, accuracy, adequacy, completeness, validity, enforceability and quality of any such Information and we do not guarantee, verify or make any representations or warranties with regard to the same.

DISCLAIMER
The information and materials provided on this Easy-Debt-Consolidations site are provided "as is" and without warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, we disclaim all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant or make any representations regarding the use or the results of the use of the information or materials on our site or any linked site in terms of their correctness, accuracy, reliability, or otherwise. We do not warrant that the functions on our site will be uninterrupted or error-free, that defects will be corrected, or that our site or the servers that make such information and materials available are free of viruses or other harmful components.

LIMITATION OF LIABILITY
Under no circumstances, including but not limited to any causes of action (whether in contract, tort [including, but not limited to, negligence] or otherwise), shall Easy-Debt-Consolidations be liable for any direct, indirect, incidental, special, or consequential damages (including but not limited to damages for loss of business profits, business interruption, loss of programs or information, and the like) resulting or arising from the use of the Easy-Debt-Consolidations site or the information, materials or functions provided on the Easy-Debt-Consolidations site or any linked site.

GOVERNING LAW
The Terms are governed by and interpreted in accordance with the laws of England and Wales and the courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute, which may arise.

If any provision of these terms shall be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from the remainder of the terms and shall not affect the validity and enforceability of any remaining provisions.

Your home is at risk if you do not keep up repayments on a mortgage or other loan secured on it.

USE OF THIS SITE SIGNIFIES YOUR AGREEMENT TO THESE TERMS OF USE
 



 
 

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THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A
MORTGAGE OR ANY OTHER DEBT SECURED ON IT
A fee between 0% and 10% of the loan may be charged on some plans
depending on credit history and ability to prove income.
Example: Loan of £15,000: 120 monthly repayments of £204.66, 10.4%APR variable
Typical APR 11.4% Variable or Fixed for the first 5 years :: Rates from 8.4% APR variable to 17.9% APR variable